UChoose Debit Card Rewards

With Midland's UChoose Rewards™, you choose where to shop and what to get with the points you earn!

Most rewards programs have limited options on where to shop, and it takes forever for your points to accumulate. UChoose Rewards™ changes all of that. You have access to hundreds of retailers where you earn big rewards, and there are millions of redemption choices. Take all the points you've earned and choose from brand name products to travel excursions, event tickets, and access to unique activities. The options are practically endless.

Midland's Debit Card is the easy way to turn purchases into Rewards. Use it anywhere that accepts MasterCard® Debit Cards. Best of all, every single purchase earns you points* that can be redeemed for something you really want!

To get started rewarding yourself, simply register your Midland Debit Card at uchooserewards.com and see how many points you have already earned!

Earning UChoose Reward Points is a breeze!

Every Debit Card purchase counts toward your next reward!

  • Choose “Credit” when making a purchase to maximize your reward points!*
  • Use your Midland Debit Card to make everyday purchases like gas, groceries, dining out, etc.
  • Earn points faster when you use your Midland Debit Card to pay for larger expenses like electronics, appliances, home décor or car repairs.
  • User your Midland Debit Card online or over the phone and pay like you would with a credit card.
  • Watch for e-mail notifications from announcing special Rewards promotions.
  • Pay your bills with your Midland Debit Card – just contact billers and ask to make payments with your Debit Card.
  • Save a trip to the ATM and get cash back with your purchase.
  • Reach for your new Debit Card every time you’re ready to pay. The more you use your card, the faster your rewards points add up. It couldn’t be easier!

It's that easy! The more you shop, the more points you earn!

Do you have questions about Midland's UChoose Rewards™ program? E-mail us at rewards@midland.bank .


*UChoose Point Rewards rates can differ depending on the type of purchase transaction: Credit transactions will earn rewards at a rate of 1 point per $2 purchased (50%). Debit transactions (PIN and PIN-less) will earn rewards at a rate of 1 point per $4 purchased (25%). For UChoose Rewards program details and point reward rates, please register your card at uchooserewards.com and click Terms and Conditions.

The UChoose Rewards Mobile App is now even more convenient!

The new mobile app now includes the ability to:

  • Search for participating merchants (by name or proximity to you)
  • Review merchant details for special offers and shopping tips
  • View directions to or maps of merchant locations

This added functionality makes it easier for Midland debit cardholders to take advantage of merchant-funded offers, which in turn helps earn more points, faster.

Midland debit cardholders can download or update the mobile app from the iTunes® Store and Google Play (Android Market) for iPhones® (including iTouch® and iPad®) and Android™ devices, respectively.

UChoose Rewards - Frequently Asked Questions

Q: What is UChoose Rewards™?

A:  UChoose Rewards is a rewards program where you earn points for using your Midland personal or business Debit Card. You can then redeem your points for anything of your choice from a huge online rewards catalog.

Q: How do I earn points?

A:  You will earn reward points everytime you use your Midland Debit Card to make a purchase. You can earn even more points when you shop at participating retailers. Choose to shop in-store at national or local retailers or online through uchooserewards.com. When shopping in-store, select credit and sign for your purchases.

Q: Where can I earn points?

A:  You earn points by using your Midland Debit Card anywhere MasterCard™ is accepted.

Q: When can I redeem my points?

A:  You will need to accumulate at least 1,500 points before you can begin to redeem them. After that, you can redeem for any number of great items. Log into uchooserewards.com and look for your “Total Points” at the top of any page to see how many points you have available for redemption.

Q: Can I share points with other cardholders?

A:  Yes, all registered cards within the same checking account automatically accumulate points together.

Q: What can I redeem my points for?

A:  It’s your choice! You can choose from millions of options, whether it’s products, travel experiences, activities, event tickets, or more! Simply visit the Redeem Points page and click on the category that suits your interests. We keep track of all the points you earn and will help you find just what you’re looking for when you’re ready to redeem. We even have a Wish List that will help you track when you’ve earned enough to redeem a specific item.

Q: Where can I view my point activity?

A:   You can access the history of your point activity on the Point Details page after logging into uchooserewards.com.

Q: What if I shopped at a participating retailer, but my points aren’t showing up?

A:   It can take up to 60 days for bonus transactions to appear on the Point Details page. If points from a qualified transaction do not appear after 60 days, contact us for assistance.

Q: How much does it cost to participate?

A:   There’s no cost. Membership in UChoose Rewards is absolutely free for Midland cardholders, so start shopping and earning today!

Q: Who can redeem points on a business account?

A:   An authorized individual from the business must submit a form telling us which cardholder(s) have redemption rights.

Q: Will my Reward Points ever expire?

A: Reward points may be saved for up to 2 years. Points will expire 2 years from the end of the month in which they were posted.

Do you have other questions about Midland's UChoose™ Debit Card Rewards Program? Please e-mail us at rewards@midland.bank or call 316-283-1700.